Spousal Ira Income Limits 2024. The contribution limits are the same, whether an ira is for you or your spouse: The annual contribution limit for a traditional ira in 2023 was.
For 2024, the individual contribution limit for both traditional and roth iras is the lesser of: Each spouse can contribute up to the annual maximum ($6,500 in 2023 and $7,000 in 2024 for those under age 50;